A mortgage broker helps you find the right home loan. We compare different lenders, explain your options, and guide you through the whole process – from applying to getting approved. Best part? You don’t pay us – we get paid by the lender when your loan is settled.

Most lenders will ask for a deposit, usually around 5% to 20% of the property price. But don’t stress — we’ll help you understand what’s needed and explore options that suit your situation, including low-deposit loans or support schemes if you’re eligible.

A fixed rate means your interest rate and repayments stay the same for a set period, making it predictable and easier to budget, but you miss out if rates drop. A variable rate can go up or down over time, so your repayments can change, but it usually gives you more flexibility and the chance to benefit if rates fall.